CREDIT MART Barrie
Frequently Asked Questions
Your Information is 100% Private!
We do not share your personal information with anybody! We never sell or share your personal information with any other person or business.
Does it cost me anything to fill out this application?
No! There is no cost to fill out this application. There is no risk or cost to you.
What if my credit is LESS THAN PERFECT
We believe everybody deserves a second chance. Inflation, divorce, whatever the reason. Sometimes people go through hard times and their credit is affected. No matter what your credit situation is, there is a way to find you a loan.
What happens to my information?
Immediately after you fill out your application, we receive an email informing us you have done so. We review your application carefully and present it to the lender whom is most likely to extend you credit in your situation.
Other lenders have turned me down.
We have lenders that can deal with any situation. Our Financial consultants have access to Financial Instituations that are more flexible with their lending plans.
We at Car Loan Barrie will REVIEW your application, see which lender or lenders best meet your criteria & get you the best interest rate possible.
What if I have really bad credit?
Sometimes things happen in life that affects our credit in a negative way. Every person and every story is unique and we respect that. If your credit is at the point where we cannot get you approved, we will tell you what you need to do in order to get approved.
How much will I qualify for?
Once you send in your credit application we can determine what amount you can qualify for.
How much down payment will I need?
That will depend on what you would like your payment to be. The more money down the less your payment will be.
Can I use my trade for a down payment?
Yes you can.
What type of car can I purchase? That will depend on what amount the financial institution approves you for.
What are the minimum qualifications?
There are many variables in determining this. The best thing for you to do is to submit a credit application and we can go from there.
I've had a repossession less than a year ago.
Will I still qualify?
YES
In many cases people have been qualified with repossessions on their record.
I've had a bankruptcy.
Will I still qualify?
YES
In many cases people have been qualified for financing with a bankruptcy on their record.
I'm currently not yet discharged from my bankruptcy.
Will I still qualify?
YES
In many cases people have been qualified for financing even though they have not yet been discharged.
I've never had credit before.
Will I still qualify?
YES
In many cases people have been qualified for financing even though they have not yet established any credit.
Will Co-signers help?
Yes cosigners can definitely help.
What are the monthly payments?
Your monthly payment will depend on many different factors. Price of car, interest rate, length of loan, how much money is put down, etc.
What are the interest rates?
The financial institution will determine that when a credit application has been submitted and approved.
Your access to and continued use of CREDIT MART Barrie Web Site constitutes your acceptance of, and is conditional upon your continued acceptance of and compliance with, the following provisions:
POLICY
Privacy Statement
We NEVER sell or furnish information to third parties unless instructed to do so by the person who gave the information. We have created this privacy statement in order to demonstrate our firm commitment to privacy. The following discloses our information gathering and dissemination practices for this web site. If you have any questions about the privacy and security of our website, please do not hesitate to contact us by email or by phone.
Information On Application
We are the sole owner of the information collected on this site. We will not sell, share, or rent this information to others. We collect information from our users at several different points on our website. We request information from the user on our forms. Here a user must provide contact information (like name and address) some forms may require personal information. This information is used for the stated purposes and to fill customers request to obtain a loan. If we have trouble processing a customers request, this contact information is used by us get in touch with the user.
Any information that is shared with other companies to complete the customers request (to obtain best interest rate on loan) Will not be retained, shared, stored or used for any secondary purposes by these companies.
Your Privacy is a Priority at Car Loans Barrie
The information in this web site is for informational and preliminary application purposes only. The final terms of your agreement will consist of the terms signed by you at the dealership when you pick up your vehicle. Read your written agreement carefully.
Bad credit auto loans approval with in 12 hours of your request for your car loan.